Cheaper insurance for young drivers who don’t get behind car window wipers at night
Written by Fiona Birkwood.
Young motorists can get cheaper car insurance if they do not get behind their car windscreen wiper blades and drive at night.
Car insurance company Young Marmalade has launched the new scheme, which aims to cut down the number of insurance claims made by young people.
Vehicles of Young Marmalade customers are fitted with GPS devices so that their car use can be monitored and an automatic charge of £45 is imposed if they use their cars between 23:00 and 05:00 GMT.
Young Marmalade co-founder Nick Moger explained that premiums are a lot cheaper if cars are not driven by young motorists in these high risk hours.
Nigel Humphreys, spokesperson for the Association of British Drivers, said: "If it reduces the number of claims it will help insurance premiums for other drivers."
He added, however, that if the scheme did not work then it would "push up the cost of normal insurance for young drivers".
